HOw do you generate your base retirement income?
(social security, pension, rental, interest, investment, annuity, earned, farm)
what monthly cash flow do you live on?
do you have significant long-term capital gains or losses?
what annual expenses do you have?
(christmas, property tax, gifts, insurance)
what major purchased do you have planned this year?
(vehicles, home improvement, travel, health)
do you have investments or savings that generate income reported but not spent?
are you subject to required minimum distributions from qualified retirement plans?
do you make regular charitable contributions?
do you have access to funds tha are tax free or have a large basis?
have you considered the timing of conveting traditional to ROTH ira?
do you have significant long-term capital gains or losses?
(recognized or unrecognized)
